The Total Home Loan Options Team

At Total Home Loan Options, we believe finding the right loan is about more than just numbers—it’s about people. Our team is made up of experienced, passionate professionals who are dedicated to making your home loan journey as smooth and stress-free as possible. Whether you’re buying your first home, refinancing, or investing, we’re here to guide you every step of the way.

Get to know the faces behind your loan and see how we can help you achieve your homeownership goals!


Sharene Dearlove

With nearly 30 years in the mortgage industry, Sharene brings a wealth of knowledge and a passion for helping clients achieve their homeownership goals. She understands that every borrower’s situation is unique, which is why she takes the time to listen, assess, and tailor solutions that fit your needs—whether you’re buying your first home, refinancing, or expanding your property portfolio.

Sharene’s approach is all about making the loan process as smooth and stress-free as possible. She knows how overwhelming finance and paperwork can be, so she breaks it down into simple, easy-to-follow steps, ensuring you feel confident every step of the way.

What sets Sharene apart is her flexibility and commitment to client convenience. With a mobile office, she’s not tied to a desk—meaning she can meet you wherever suits you best, whether that’s at home, your favourite café, or online. She believes that expert mortgage advice should be accessible, no matter where you are.

Andrew Fitzgerald

We’re thrilled to welcome Andrew Fitzgerald to the Total Home Loan Options team as our newest Broker Associate!

With a strong background in sales and a passion for helping people achieve their financial goals, Andrew is dedicated to making the home loan process smooth and stress-free. He takes the time to understand each client’s needs, providing expert guidance and support every step of the way.

Outside of work, Andrew loves spending quality time with his family and planning his next adventure. Whether he’s exploring new destinations or creating unforgettable memories closer to home, he believes in making the most of every moment. Looking for expert home loan advice? Andrew is here to help—reach out today!